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Student Debt

A Reference Handbook

ebook
1 of 1 copy available
1 of 1 copy available
Offering answers to essential questions about student debt and many connected issues, this book examines student debt in the United States at every stage of the process-from the banks that issue the loans to the colleges and universities that collect the payments.
Student lending in the United States is one of the most controversial issues in contemporary American discourse. Are these loans the only option for Americans who want to attend college and university in order to attain the best careers and have a productive, enjoyable life? Should the predatory lending practices of for-profit colleges and universities be stopped? How can limits be imposed on student lending amounts without preventing students from getting the education they need to succeed?
The book explains why so many students are borrowing large amounts of money to attend college; considers whether the cost of higher education is simply too high, and if there should be a cap on how much money students can borrow; explains what is contributing to the rising rate of borrowers defaulting on their loans; and predicts whether the so-called student loan bubble is in danger of popping. The Data and Documents chapter analyzes data gathered from discussions about student debt. This information enables readers to better understand who is borrowing student loans, what the money from the student loans is going toward, what individuals have the authority to decide who qualifies for these loans, and what is being done to curb wasteful student spending.
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    • Booklist

      May 15, 2017
      This volume in the Contemporary World Issues series describes the history, development, and controversy of student debt in the U.S. from the 1950s to 2016. The book is divided into sections that cover background and history, problems and solutions, perspectives, profiles and research articles, documents and legislation, a bibliography and additional resources, and a chronology of events. Each section includes a series of thoroughly documented research articles about different aspects of student debt. Current topics include arguments about lending and legislation that govern student debt, including bankruptcy. This work is suitable for most academic and public libraries.(Reprinted with permission of Booklist, copyright 2017, American Library Association.)

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Languages

  • English

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